PSI Ohio Insurance Practice Exam

How long after being entitled to Social Security disability benefits will an individual be eligible to receive Medicare benefits?

1. 1 year

2. 2 years

3. 3 years

4. 5 years

The correct answer is: 2 years

To qualify for Medicare benefits after becoming entitled to Social Security disability benefits, an individual must wait a period of 24 months, which translates to 2 years. This waiting period is standard for those receiving Social Security Disability Insurance (SSDI). The rationale behind the 2-year waiting period is rooted in the program's structure, which aims to ensure that individuals have a sustained and stable disability before becoming eligible for Medicare, a program designed to provide healthcare for individuals aged 65 and older and certain younger individuals with disabilities. This provision helps to manage resources and ensure that Medicare is addressing the needs of individuals with long-term disabilities. It’s important for students to understand that while SSDI can provide immediate financial support following a qualifying disability, Medicare coverage will only kick in after the specified duration.