PSI Ohio Insurance Practice Exam

How often must Social Security disability recipients submit to review to maintain their benefits?

1. Every 1-2 years

2. Only once at application

3. Every 5-7 years

4. Monthly

The correct answer is: Every 1-2 years

Social Security disability recipients are required to undergo periodic reviews, commonly referred to as Continuing Disability Reviews (CDRs), to ensure they still meet the eligibility criteria for benefits. The typical frequency for these reviews is every 1 to 3 years, depending on the nature of the disability. For disabilities that are expected to improve, reviews may occur more frequently, while those considered permanent may involve less frequent checks. The necessity for these reviews is linked to the Social Security Administration's mandate to ensure that funds are allocated appropriately and that individuals receiving benefits continue to qualify based on the severity and nature of their disabilities. This process is vital for the integrity of the Social Security system, allowing the administration to adjust benefits when individuals show signs of medical improvement or recovery. The other options do not align with the protocol established by the Social Security Administration. For example, having reviews only at the time of application would not allow for ongoing assessment of an individual's health status, while monthly reviews would be overly burdensome and impractical. A longer interval, such as every 5-7 years, may not suffice for conditions that can fluctuate more rapidly. Hence, the requirement for a review every 1-2 years accurately reflects the procedures in place to manage disability benefits.