PSI Ohio Insurance Practice Exam

Under Medicare Part B, which of the following is NOT covered as an eligible expense for home health care?

1. Physical therapy

2. Home health aide services

3. Blood transfusions

4. Occupational therapy

The correct answer is: Blood transfusions

Medicare Part B primarily covers medically necessary services and supplies that are considered essential for patient care in home health settings. Under this plan, coverage includes various therapies and supportive services, which are critical for rehabilitation and daily living assistance. Blood transfusions are classified differently; they typically fall under hospital outpatient services rather than home health care, and thus are not covered under the home health care parameters of Medicare Part B. In contrast, physical therapy, home health aide services, and occupational therapy are specifically included as covered services when they are deemed necessary for the treatment of a patient's medical condition in the home environment. Understanding the boundaries of what is covered under Medicare Part B is key for both providers and beneficiaries, as it impacts decisions around care planning and financial expectations.